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UK Cargo Policy Summary

Allianz Global Corporate & Specialty provides market-leading insurance protection for clients ranging from start-ups and small businesses to major exporters and manufacturers in a wide range of industries.

With a dedicated service for UK-based clients – whether they trade domestically, across Europe or around the world – our combination of a global network with local representation means we’re ready to help our clients, wherever and whenever they need us.

We’ve carefully designed our cargo policy to meet the needs of our customers in a comprehensive range of circumstances. We have also enhanced the policy protection with specific additional features so that your policy won’t let you down when you need it most.

The main features and benefits of this comprehensive policy and service are shown below.

Please be aware that this summary is not intended to be exhaustive, and does not form part of the insurance contract set out in the official policy document. For full information, please consult your broker or refer to your specific policy document itself.

Goods in transit coverage:

The goods are covered for physical damage or loss whilst in transit by land, sea and air.

Storage cover:

The goods are insured while in storage in the ordinary course of transit.

Limit of coverage:

This is individually negotiable per policy based on your requirements.

Geographical cover:

Worldwide cover, subject to excluded territories is available or cover can be provided on a more specific geographical basis dependant on your requirements.

Package policies:

For clients requiring a package of insurance policies covering a range of risks, such as cargo and property, liability and engineering, arrangements are easily made to provide the client with a full range of covers in conjunction with Allianz Insurance plc and other Allianz companies.

Stock cover:

The policy can be easily extended to cover goods in store outside the normal course of transit.

Exhibition cover:

Is available on request to cover risks to, from and whilst at exhibitions.

Period of cover:

Generally 12 months unless otherwise agreed.

Terrorism Cover:

Full cover is provided whilst goods are in the ordinary course of transit. Up to 100,000 covered whilst in store, outside the normal course of transit.

Survey fees:

Cover for survey fees.

Other features etc

  • Removal of Debris up to 10% of agreed value or 5,000 whichever is the lesser.
  • Brands Clause provides a special risk extension where branded goods are insured.
  • Concealed Damage Clause protects the customer where damage is not discovered until 60 days after arrival.
  • Cover for Fumigation Charges.
  • Cover for deliberate destruction by a Govt. Authority.
  • Automatic extension for ISM forwarding charges.
  • Automatic extension for ISPS forwarding charges.
  • Policy documentation & downloads

    Printable versions and downloads of our unique policy and other documents are available. Download them as PDF files here:

    If you don’t have Acrobat Reader you can download it here

    Claims services

    The true test of an insurer is the response to a claim. Review our services here.

    Find a Broker

    Allianz Global Corporate & Specialty insurance is available through a network of carefully selected brokers

    Find an authorised broker in your area by entering your town or postcode below:

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